In the seedy part of Los Angeles, a man who writes poetry has spent six months without leaving his apartment because of his paranoid delusions involving sadistic doctors, rappers, and spiders. A woman who seems to jinx things by wanting to help is dumped by her boyfriend and finds herself penniless on the streets, and soon runs afoul of a local gang. Due to a telephone glitch, the man calls her at a phone booth trying to dial a "talk line" and invites her to his place. There they must help each other to overcome their respective problems.

"You have to be a little crazy to fall in love. Hank's downright insane."

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